Better cash flow helps business run smoother.

WesBanco Treasury Management Solutions are a smarter way to make sure your business has the cash on hand to take care of business. Everyday.

We are dedicated to assisting you achieve your financial goals. Our services help corporate customers manage their cash resources by helping them achieve maximum efficiency and optimum interest earnings. And our Regional Treasury Management Officers can provide a complete analysis of your deposit account structure to recommend and propose Treasury Management Services tailor-fit to your businesses individual needs.

Cash Management Services

Sweep Accounts

Sweep Accounts are Treasury Management vehicles that enable your business to earn a competitive rate of return on excess collected balances that may be lying idle in your business checking account. Sweep accounts ensure all idle cash balances are automatically invested, secure and working for you!

  • Excess Cash Balances automatically invested on a daily basis;
  • Liquidity is maintained as funds are automatically transferred if needed;
  • Individual statements on accounts provide complete detail of account transfers.

Sweep accounts involve investments in repurchase agreements. These obligations are not deposits, are not insured by the FDIC, not bank guaranteed, are not guaranteed in any way by the United States government or any agency thereof, and are subject to investment risks, including the possible loss of the principal invested.

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Payroll Direct Deposit

Through WesBanco’s Payroll Direct Deposit Service, employee’s wages and salaries can be electronically deposited into their account at WesBanco or any other banking institution on payday. Imagine eliminating standing in long teller lines on Friday afternoons for your employees or alleviating their worry about picking up their check while out of town or on vacation!

  • Eliminates need to issue costly payroll checks and creates efficiency;
  • Information can be sent by direct transmission in NACHA format via computer, tape or disk format. (Software available if needed);
  • Pay available at 6:00 AM payday morning.

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Treasury Management Line of Credit

All businesses require working capital to smooth out ups and downs of the cash flow cycle. WesBanco’s Cash Management Line of Credit can provide the flexibility you need to more effectively manage your cash flow.

  • Automatically linked to any specified deposit account to provide overdraft protection eliminating costly overdraft fees;
  • Funds short-term cash flow needs;
  • Excess deposit balances can be applied to credit line on a daily basis;
  • Approval granted by Corporate Banking Dept. through normal underwriting requirements.

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Lockbox Services

Our lockbox service from WesBanco can enable a business to have access to incoming funds faster and, at the same time, reduce the amount of clerical time allocated by the business to process remittance payments. The lockbox arrangement reduces the float time (time it takes a check to be processed through a company and the bank) associated with accounts receivable.

  • Directly increases cash availability by substantially reducing float time;
  • Lockbox service may free up staff time that the company can devote to other projects;
  • Payments are addressed to your Business at the post office address so the company loses no identity.

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ACH Services

Through an Automated Clearing House (ACH) Network, a business can pre-authorize the bank to make payments on their behalf or receive deposits electronically. This service is helpful for businesses with routine payments or receipts.

  • Eliminates time spent preparing checks and actual cost of checks;
  • Convenient method for payment of routine expenses.

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Financial Calculator

Explore your own financial information in greater detail by using these powerful tools for forecasting and assessing your financial choices.

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