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When you need money, it's nice to have a friend in the neighborhood.
There are times when the only way to pay for what you need is to borrow the money. That's when it's nice to rely on the strength of your good neighbor, WesBanco. Think of us as your friend and financial resource, the place you come when you need a loan or line of credit. We can finance nearly anything for you from home improvements and furniture to medical emergencies or a mortgage on a new house.
To decide which kind of loan will work best for you, read about the advantages of the loans described in this brochure. Your WesBanco Banker can answer any questions you have and quote you current rates on any program that suits your needs.
Subject to Credit Approval
New Car Loans
When you need financing for a new car or truck, you need to know how much you can borrow, how long you have to pay the money back and how fast you can get approval on your loan.
At the WesBanco Banks, our rates, terms and fees are all in your favor. In most cases, you get same day turnaround, and always a competitive rate. There are no penalties for making extra payments or paying off early and depending on the vehicle, no down payment is required. You can buy a lot more car with WesBanco.
So when the new car bug hits you, see us or ask your dealer for WesBanco Bank financing.
Subject to Credit Approval
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Secured Loans
Use your savings account, CD or other deposit account as collateral to secure a loan at some of the best rates available. This is a great way to borrow if you're trying to establish credit while keeping your savings intact and earning interest.
Unlike some other banks, your good neighbor WesBanco will lend you the full amount that you have in your deposit account.
We also have programs available for borrowing against securities you own. See your WesBanco Banker for details.
Subject to Credit Approval
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Personal Loans
If you are credit worthy and have a good reason to borrow, like consolidating bills, purchasing appliances or home furnishings or making home improvements, WesBanco can provide quick loan approval for the reasons you find yourself suddenly needing money. Our loan decisions are made at terms to suit your needs. Borrow according to the amount you want to pay back each month.
Subject to Credit Approval
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Mortgage Loans
The largest, most important and probably most complicated purchase you will likely make is the purchase of your home. While the complexity of your decision is something we may not be able to change, we can certainly take away some of the confusion involved in the details of your home purchase. Our Mortgage Loan specialists can guide you through a wide variety of purchase options to determine the most economical mortgage loan available for you.
WesBanco Bank mortgage rates available online. For more information on WesBanco Bank mortgage programs, contact a loan officer in your area.
Subject to Credit Approval
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Home Equity Loans and Lines of Credit
A home equity loan or line of credit is one of the few loans on which the interest paid may be tax-deductible*. Other benefits of a loan secured by the equity in your home are the low interest rates available and the amount of money you can borrow whenever you need to. With interest tied to the Prime Lending Rate and a maximum amount as high as 90% of the equity in your house, the Home Equity Loan is a good way to pay for specific things such as home improvements, education, bill consolidation or a new car.
A Home Equity Line of Credit is our most flexible kind of loan. It's a great way to pay for recurring expenses like tuition or to use in an emergency.
Subject to Credit Approval
* Consult a tax advisor regarding the deductibility of interest.
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