Is there a difference between saving and investing?
Saving means putting money aside. Investing is committing money in order to earn
a financial return. We save using bank accounts such as CDs, savings accounts and
money market accounts which are insured by the Federal Deposit Insurance Corporation
(FDIC). Non-FDIC insured investments such as mutual funds, annuities, stocks and
bonds offer benefits including the opportunity for tax savings and capital appreciation.
What are the risks associated with investments?
The future performance of mutual funds, the investment return of annuities, and
the return of principal from both are not insured by the FDIC or guaranteed by the
Bank. We can help you identify risk and manage it, based on your tolerance for changes
in the markets.
How do you evaluate my current circumstances?
We ask questions such as:
What are your overall investment goals?
How long before you’ll need the money from your investment?
What is your age, tax bracket, and net worth?
What degree of risk are you willing to take?
Services for your different needs
WesBanco Securities offers full service brokerage for individuals who wish to sit
down and talk to an investment representative about their objectives, and discount
brokerage for those who make their own investment decisions.
How to get started
Most people realize they need to do more than just save money. They need to invest
it and manage those investments with the help of experts.
Many of WesBanco's bankers are licensed and trained through WesBanco Securities
and are registered with the National Association of Securities Dealers for the sale
of mutual funds. They are also licensed through the appropriate insurance company
for the sale of annuities. They can provide you with a personalized investment needs
analysis and answer your questions about mutual funds and annuities.
Investment Specialists are also available to discuss an even wider range of options
to fit your particular investment strategy.
The financial world is constantly changing and our clients need more than just traditional
banking services. That’s why we’re expanding our services to include a wider range
of investment products.