Education & Insights
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Working with a Mortgage Lender: What to Expect
Applying for a mortgage is a big endeavor. Most lenders require you to complete a mortgage application—a comprehensive financial statement. The information you provide on your application determines whether you qualify for a loan and how much you can borrow. The key numbers are your regular income, your debts, and the house price.
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How To Manage Your Debt: Strategies & Tools
Even if you're financially responsible, life's unpredictable nature can sometimes catch you off guard, at times making it dangerously easy to fall into debt. Discover how to start managing your debt with these tips and tools.
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Teach Teens About Money
Whether to your own children, grandchildren, and nieces and nephews or the child of a close friend, one of the most important things you can teach is how to manage money and invest for the future.
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Savings Calculator
With a savings account, your money will grow over time. That growth will change based on how much you save each month, the interest rate on the account, and how long you save.
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Trim Your Budget
Reducing your monthly expenses is a surefire way to keep more money in your pocket, but getting started is easier said than done.
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Check It Out
To pay your rent, cover your bills, buy your groceries, and repay your student loans, you'll almost certainly need a checking account. This account will allow you to authorize the transfer of funds, whether you do it in writing or handle everything electronically. A regular checking account with a conventional or online institution is likely to cost you—unless you can find a way to avoid it.
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The 50/30/20 Rule for Teens
Learn about the 50/30/20 rule for splitting funds into needs, wants, and savings, and discover exactly how it applies to your money.
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Opening Your First Account
Opening an account at a bank or credit union is the first step toward owning your personal finances. Best of all? It’s super easy.
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How Do I Build Credit?
A good credit score has a major impact on your finances, so it’s important to start out strong. In this Coach session, learn how to build a credit score for the first time or boost an already decent score, and create a plan with options that work for you.
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Filling Out the FAFSA
The Free Application for Federal Student Aid (FAFSA) is an application for financial aid made up of scholarships and grants that the government awards to students based on their needs. If you’re getting ready to fill out the FAFSA, follow these tips to make it quick, painless, and worth your time.
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Are You Cyber Safe? For Teens
Some things online are obviously unsafe and some decisions are clearly unwise, but others? Well...they can be tricky.
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Teach Financial Literacy at Home
It's crucial for your family to know the basics of financial literacy, but how do you approach teaching them? Luckily, you're making financial decisions every day—you simply need to let your kids in on the conversation.