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A+ Student Checking

Open a student bank account with unlimited transactions and convenient online banking.

A+ Student Checking makes the grade for a student bank account that’s simple and easy to maintain. Our checking account is available for high schoolers, college students and trade school students with a valid school ID or proof of enrollment.

Our A+ Student Checking account helps teach teens about managing money and plants the seeds for a brighter financial future. Our student account has everything you need from the latest tech with our mobile app to financial education tools specifically for teens.

Must be 18 years or older to open this account online. Adults may open this account online and add teen as a joint account owner after application at a local branch. Teens 14 to 17 need an adult as joint account holder. Teens 14 to 17 years old may open an account at a branch with an adult.

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A+ Student Checking includes:

  • Initial deposit of only $1 is required to open account
  • Monthly maintenance fee of $4 that can be waived with eStatements or maintaining a minimum daily balance of $500
  • Full suite of free Digital Banking tools like Online and Mobile Banking, eStatements, ability to send and receive money from friends and family, plus so much more
  • Debit card can be issued to minors 14-17 as long as a parent or guardian is a joint account holder
  • Access to more than 55,000 surcharge-free ATMs nationwide
  • First overdraft fee is waived

One Account, Two Online Experiences

With our A+ Student Checking, parents and guardians have joint access to account controls. This is easily managed with our Online and Mobile Banking tools.

Parents and Guardians –
Monitor account activity and help conduct everyday banking in their online account or using the WesBanco mobile app.

Students –
Students also have access to the same account in their own app or online account for a seamless banking and learning experience.

Our Online and Mobile Banking allow you to bank your way:

  • Keep track of balances and set account alerts
  • Send and receive money from friends and family via text or email
  • Pay bills and transfer funds between accounts
  • Deposit checks to your account with Mobile Deposit using your smartphone
  • Track your spending with our budgeting tool
  • Make contactless payments using your smartphone with Mobile Wallet

Manage your student bank account online

Online and Mobile Banking for your student checking account make it easy to manage your finances, right from your dorm room. You may also use online banking to sign up for our eStatement option within 60 days of opening your student bank account to avoid the monthly maintenance fee. If you don’t choose the eStatement option, you’ll receive a paper statement without images and will be required to maintain a minimum daily balance to avoid the fee. You can opt in to eStatement delivery at any time to avoid having to maintain a minimum balance or pay a monthly fee. You must be an Online Banking customer to sign up for eStatements.

BONUS: The first overdraft fee on our student checking account is waived

We know it might take time to settle in to managing your own funds. Lean into the college experience with the peace of knowing your first bank account overdraft fee will be waived. To avoid future fees, consider pairing your A+ Student Checking account with a Companion Savings account and enjoy a savings option with no minimum balance requirement or monthly maintenance fee when you combine your statements.
An initial deposit of $50 is required to open a Companion Savings account and the account ownership must be identical to your checking account. You can use this account to automatically transfer available funds to your checking account to cover overdrafts and reduce fees.

Teachable Money Moments for Young Spenders & Savers

Financial Education Tools for Teens

  • College Bound Basics art

    College Bound Basics

    Tuition isn’t the only thing you’ll need to budget for when heading off to college. Learn how to apply for student loans and manage your everyday expenses while becoming more independent in the process.

  • Money Management 101 art

    Money Management 101

    Opening a bank account is the first step to owning your finances. Good money habits start with learning how a checking account works, budgeting for wants and staying secure.

  • Budget Better & Save Smarter art

    Budget Better & Save Smarter

    Sticking to a budget and saving for the future are two of the most important money management tips. These interactive resources, like our savings calculator, can teach you the importance of setting goals for the future.

  • Using Credit Responsibly art

    Using Credit Responsibly

    With careful planning and the right resources, credit can be a powerful tool. Learn how to build credit, use credit cards responsibly and break down your credit score.

  • Banking in a Digital World art

    Banking in a Digital World

    Digital banking is growing fast, so make sure you’re up to speed with the online and mobile tools that will help you save for your next purchase. From depositing your paycheck from your smartphone to sending money to friends, let’s explore the world of digital banking.

  • Tips for Educating Young Spenders art

    Tips for Educating Young Spenders

    This section is geared for the parents. Good money habits start at home. Our resources can help you teach responsible money management, so you can prepare your child for all of life’s financial chapters.

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Choose the account that's right for you.

Looking for Savings?

The perfect companion to your WesBanco checking account. All of our accounts are available with a Companion Savings account with no minimum balance requirement or monthly maintenance fee when monthly statements are combined and accounts have identical ownership.

Companion Savings
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Free Mobile Deposits