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Jumbo Mortgage

Expand your purchasing power with financing for a luxury home.

When you need more financing for your luxury home, WesBanco has got you covered with a jumbo mortgage loan in an amount above conventional conforming loan limits.

While it is larger than most home loans, a jumbo mortgage may be your best choice, depending on your income, the price of the home you want to buy and the mortgage loan options available to you. WesBanco offers jumbo financing for home purchases above $766,550.

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Jumbo mortgage loans are available for purchase or refinance as well as construction lending and include:

  • Flexible loan terms with varying down payment requirements and competitive interest rates
  • Fixed rate and adjustable rate payment options
  • Jumbo loan amounts exceed traditional conforming loan limits established by Fannie Mae or Freddie Mac. Private mortgage insurance is typically required when the loan amount exceeds 80% of the value or purchase price, whichever is less.

Qualifying for a Jumbo Mortgage

Jumbo loan approval is based on the same basic formula as any other mortgage. Eligibility depends mainly on income, cash reserves, credit score, debt, employment status, property type and property use.

Consider applying for a Jumbo Mortgage from WesBanco

Curious if you qualify? For more information on jumbo mortgages, please connect with a WesBanco Mortgage Loan Officer. Our lenders can help you every step of the way—from application to closing.

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Choose the mortgage that's right for you.

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