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Fixed-Rate Mortgage

Get peace of mind with a fixed home loan rate and set payments.

A fixed-rate mortgage features predictable and steady monthly payments with flexible loan terms. WesBanco fixed-rate mortgages offer a consistent interest rate and consistent payments for the term of your loan.

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Our fixed-interest rate mortgages include:

  • Flexible loan terms with varying down payment requirements and competitive interest rates
  • Down payments as low as 0% of the purchase price. Private mortgage insurance is typically required when the loan amount exceeds 80% of the value or purchase price (whichever is less), but we also have ways to help you reduce or avoid this monthly PMI cost.
  • The security of a stable monthly payment you can count on, fueled by fixed interest rates.

Fixed-Rate Mortgage1

Since the interest rates are fixed over their lifetimes, these loans come with a degree of certainty – your mortgage payment won’t change month-to-month for the life of your loan.

Payments on a longer term mortgage are stretched out over a longer period of time, so you’ll end up paying more interest over the lifetime of the loan, but your monthly payments will be lower. You may also be able to qualify for a larger loan amount.

The benefit of a shorter term fixed-rate mortgage, then, is that you’ll pay a lot less in interest while paying off your mortgage faster. This will help you build equity in your home quicker. However, the monthly mortgage payment will be higher when you have a shorter term, so it might be more difficult to qualify for as large a loan amount.

Apply for a Fixed-Rate Mortgage

If you still have questions, or you’re wondering if an adjustable-rate mortgage may be a better fit, your local WesBanco Mortgage Loan Officer can help. They’ll give you what you need to figure out which option is best for you and guide you from application to closing. Ready to take advantage of the stability fixed interest rates afford?

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Apply for a WesBanco Home Loan that's right for you.

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WesBanco operates branches and offices in 8 states. Over the past decade, we have built a national reputation as a safe, sound and profitable bank holding company that always strives to do better by its customers.

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