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Small Business Lending Through WesBanco FinanceNow

Simple, online application for business lending up to $50,000

At WesBanco, we want to make the most of opportunities to generate growth and be ready for tomorrow. The WesBanco FinanceNow portal allows you to choose between our Small Business Term Loan and Small Business FlexLine of Credit products. This is a quick funding option with an online lending application designed for businesses like yours. Read on to learn more about these small business lending options.

Small Business Term Loan

Fixed Funding: Fixed Rate and Fixed Payment

With a small business term loan, you will receive a lump sum to apply toward business expenses when your loan is approved. You will then begin making fully amortized (principal and interest) payments on the loan immediately.

  • 60 month term loan
  • Loan amounts available from $10,000 to $50,000
  • Convenient online application through WesBanco FinanceNow with funding to your WesBanco Business Checking Account
  • Unsecured only

Small Business FlexLine of Credit

The WesBanco Small Business FlexLine is a revolving line of credit – Borrow what you need when you need it – pay it back – borrow it again. Take advantage of an interest-only payment draw period.

  • Variable rate (indexed to the prime rate)
  • Revolving line of credit with loan amounts available up to $50,000
  • Monthly interest-only payments during the 36-month draw period that can be conveniently auto-deducted from a WesBanco business checking account
    • After draw period, the line is amortized
  • Convenient transfers with online and mobile banking to a WesBanco business checking account for advances
  • Express applications based on credit score approval for lines $50,000 and less
  • Unsecured only
Feature of Account Minimum to Open Loan Amount Other Requirements
Small Business
Term Loan
Used to fund one-time purchases
  • 700+ FICO Credit Score
  • Access to prior year’s tax documents
  • At least 12 months in business
$10,000 — 50,000 A WesBanco Business Checking account is required to fund and pay your loan. Apply Now

 

Small Business
FlexLine of Credit
Line of credit from which you can draw funds as needed
  • 700+ FICO Credit Score
  • Access to prior year’s tax documents
  • At least 12 months in Business
$10,000 — 50,000 A WesBanco Business Checking account is required to fund and pay your loan. Apply Now