* Customers with a current checking account, or who transfer funds from an existing WesBanco deposit account, are not eligible for any of the bonuses. The minimum balance to open an account and receive a bonus is $50. All qualifying activity must occur and post to the account within 90 days of the date of account opening. Please allow up to five business days after 90-day period for bonus credit. Mobile Banking and Debit Card Use Bonus: Enroll in Mobile Banking, open and activate a new debit card, and complete 20 debit card purchase transactions. Direct deposit Bonus: Make two direct deposits of at least $200. Refer a Friend Bonus: Friend must open a qualified checking account with a Refer a Friend form and be a new WesBanco checking account customer. Bonus will be credited to the account after the referred friend opens a checking account. Bonuses may not be used in combination with other offers, are subject to change without notice and limited to one per account. Customers that have received a new account opening or debit card usage bonus on any previous WesBanco checking account are not eligible for this offer. No bonus will be paid if the account is in overdraft at the time the bonus is to be credited. Businesses and employees are not eligible for bonuses. Program subject to change without notice.
* The introductory Annual Percentage Rate (APR) of .99% is available on a new Home Equity Line of Credit for 90 days (not applicable for new WesBanco FlexLines that are paying off an existing WesBanco loan or line). After 90 days, the APR during the draw period will vary based on Wall Street Journal Prime Rate plus or minus a margin and may change monthly (currently the APR is as low as 3.74%). The margin is based on the home’s loan-to-value (LTV) ratio, line amount and borrower credit score. The post introductory rate quoted is available as of 4/01/2017 and is based on current WSJ Prime of 4.00% minus .01% on lines with LTV of 80% or less, a credit score of 740+, and a minimum line of $50,000; includes a discount of .25% for optional automatic payment from a WesBanco checking account. Maximum APR: 18%. Origination fee of $150 may apply. Annual participation Fee of $50.00 may apply. Late Fee & Over the limit Fee: Maximum amount provided for by governing state law. Prepayment of all or a portion of principal may be made at any time; however, if you prepay the loan within three (3) years of the date of the Agreement, the Bank shall charge a prepayment penalty equal to the lesser of 1% of the original principal amount of the loan or $350.00. Prepayment penalty waived if refinancing with WesBanco and not applicable in Pennsylvania. Property insurance is required on the property securing a WesBanco Home Equity Line. Minimum amount financed - $5,000. Offer can be changed at any time without prior notice. All loans subject to credit approval.