Review Accounts Regularly
Everyone should regularly monitor their accounts for suspicious transfers and withdrawals. Businesses should monitor their accounts daily for suspicious transactions. Customers should notify WesBanco Bank immediately of any unexpected activity.
Change Your Passwords to Banking, Email, and E-commerce Sites Regularly
Passwords are the keys to your internet kingdom. Changing your passwords regularly will help ensure the security of all your online accounts as well as the information and the money they give you access to. When changing your password, be sure to use strong passwords. Strong passwords use eight or more characters with random letters (combination of uppercase and lowercase), numbers, and symbols. In addition, you should never use the same password on multiple sites. If one site is compromised, your other accounts could possibly be accessed as well.
Be Careful What You Download
You should never open email attachments or click on links in emails from people you don’t know. You should also be wary of forwarded attachments and links from people you do know. Email attachments and links can circumvent even the best Antivirus software. Additionally, you should be wary of downloads from trusted and un-trusted sites that seem new or suspicious. If the site has been poisoned or compromised by hackers, you could unknowingly be installing a virus or spyware. If you question whether a download is necessary to access a site, you can always contact the company for further information.
If Possible Have a PC Dedicated Only to Online Banking Activities
Fraudsters and scam artists have learned that many small and medium-sized businesses use Online Banking products due to their convenience. What they have also learned is that these same businesses often do not take the time to adequately protect their PCs as outlined in these tips, nor do they regularly review their accounts for fraudulent activity. Using this knowledge, fraudsters and scam artists are now actively targeting small and medium-sized businesses using phishing attacks, email attachments, and websites designed to take advantage of operating system and software flaws. One of the most effective controls is to use a second PC or “live disk” for your banking. This PC should not be used for regular web surfing, checking email, or other projects. These activities can increase a business’s risk of unknowingly coming into contact with malicious sites and software. You should never use the computer your kids use for your online banking.