Basic Checking

Basic Checking offers our customers a flexible and affordable account with free access to all of our convenience services!

Features:

  • An initial deposit of $50 is required to open this non-interest bearing account
  • No minimum balance requirement or monthly service charge when the customer selects our electronic statement option through WesBanco’s Online Banking service within 60 days of opening their account. Customers that choose to receive a monthly, mailed paper statement will be subject to a $4 monthly service charge if their daily balance falls below $500.
  • Free 24-hour Online Banking, Bill Pay, AND Mobile Banking*.
  • WesBanco MoneyCard® debit card with no WesBanco per transaction fees on daily purchases and unlimited, FREE ATM transactions at any WesBanco, AllPoint and STARSsf Network ATMs.

*Depending on your cell phone rate plan, messaging and Internet browsing charges may be incurred. Please check with your service provider before accessing any Internet sites using your mobile device.

[ Top of Page ]

55+ Checking

Simple and cost effective, WesBanco’s 55+ Checking Account is designed to meet the basic checking needs of those 55 or better.

Features:

  • An initial deposit of $50 is required to open this non-interest bearing account
  • No minimum balance to maintain
  • No monthly maintenance fee
  • First order of basic WesBanco checks FREE!
  • Statements mailed monthly without check images or sent electronically with check images if the customer opts in to receive an electronic statement through WesBanco’s Online Banking service.
  • Free 24-hour Online Banking, Bill Pay, AND Mobile Banking*.
  • WesBanco MoneyCard® debit card with no WesBanco per transaction fees on daily purchases and unlimited, FREE ATM transactions at any WesBanco, AllPoint and STARSsf Network ATMs.

*Depending on your cell phone rate plan, messaging and Internet browsing charges may be incurred. Please check with your service provider before accessing any Internet sites using your mobile device.

[ Top of Page ]

A+ Checking

A+ Student Checking makes the grade for providing students an account that’s simple and easy to maintain. This account is available to active high school, trade school or college students with a valid school ID (1).

Features:

  • An initial deposit of only $1 is required to open this non-interest bearing account
  • No minimum balance requirement or monthly service charge when the student selects our electronic statement option through WesBanco’s Online Banking service within 60 days of opening their account. Students that choose to receive a monthly, mailed paper statement will be subject to a $4 monthly service charge if their daily balance falls below $500.
  • As an added bonus for students, the first overdraft fee will be waived on this account!
  • Free 24-hour Online Banking, Bill Pay, AND Mobile Banking*.
  • WesBanco MoneyCard® debit card (2) with no WesBanco per transaction fees on daily purchases and unlimited, FREE ATM transactions at any WesBanco, AllPoint and STARSsf Network ATMs.

(1) You must be 16 years of age to open an A+ Student Checking account. A parent is required as a signer on the account until the student is 18 years of age, or until enrolled as a college student.

(2) A WesBanco debit card will be issued to a 17-year old account holder only if he/she is enrolled as a college student.

*Depending on your cell phone rate plan, messaging and Internet browsing charges may be incurred. Please check with your service provider before accessing any Internet sites using your mobile device.

[ Top of Page ]

Interest Checking

Enjoy unlimited transactions and check writing convenience while you earn interest on collected balances with WesBanco’s Interest Checking Account.

Features:

  • An initial deposit of $50 is required to open this interest bearing account
  • Minimum daily balance requirement of $1,000 to avoid a $10 monthly service charge. Interest is accrued daily on the collected balance and credited to the account monthly on the statement date.
  • Statements mailed monthly without check images or sent electronically with check images if the customer opts in to receive an electronic statement through WesBanco’s Online Banking service.
  • Free 24-hour Online Banking, Bill Pay, AND Mobile Banking*.
  • WesBanco MoneyCard® debit card with no WesBanco per transaction fees on daily purchases and unlimited, FREE ATM transactions at any WesBanco, AllPoint and STARSsf Network ATMs.
  • Available to individuals, sole proprietors and non-profit/public fund customers.

*Depending on your cell phone rate plan, messaging and Internet browsing charges may be incurred. Please check with your service provider before accessing any Internet sites using your mobile device.

[ Top of Page ]

Premium Checking

Premium Checking is an extremely flexible premier checking account for high balance checking customers. This account allows you to tie your investments into the market using the U.S. Treasury Bill Index at certain balance levels. In addition to consistent, premium interest that grows as your balance grows, this account offers unlimited access to your funds as well as many additional benefits.

Features:

  • An initial deposit of $5,000 is required to open this interest bearing account
  • No minimum balance requirement or monthly service charge.
  • Interest is paid monthly and calculated on the daily balance with tiered rates according to the following balances:
    • 50,000 and over – 90% of the 13-week U. S. Treasury Bill Index
    • $25,000 - $49,999.99 – Bank selected rate
    • $5,000 - $24,999.99 – Bank selected rate
    • $0 - $4,999.99 – 0% interest
  • Statements mailed monthly without check images or sent electronically with check images if the customer opts in to receive an electronic statement through WesBanco’s Online Banking service.
  • Free 24-hour Online Banking, Bill Pay, AND Mobile Banking*.
  • WesBanco MoneyCard® debit card with no WesBanco per transaction fees on daily purchases and unlimited, FREE ATM transactions at any WesBanco, AllPoint and STARSsf Network ATMs.
  • Available to individuals, sole proprietors and non-profit/public fund customers.

*Depending on your cell phone rate plan, messaging and Internet browsing charges may be incurred. Please check with your service provider before accessing any Internet sites using your mobile device.

[ Top of Page ]

NEW! Freedom Checking & Freedom Gold Checking

Enjoy many banking privileges and non-bank benefits with Freedom Checking and Freedom Gold Checking from WesBanco. Both checking programs provide outstanding value for any lifestyle, and now they are even better!

We have redefined our Freedom and Freedom Gold Checking programs by adding more robust insurance protection and money saving benefits that are available through enrollment, by phone and online.

Freedom Checking* Features:

Account balance of: Monthly maintenance fee:
$100.00 or moreNo fee
$0 - $99.99$7
  • An initial deposit of $50 is required to open this interest bearing account
  • No charge for first order of 150 personalized Freedom Checking checks; subsequent orders just $9 plus sales tax
  • Overdraft Protection(1) with no transfer fee
  • Cashier’s checks and money orders at no issue charge
  • Notary service and signature guarantees – Free
  • WesBanco Money Card debit card services
  • Free Online Banking, Mobile Banking and Bill Pay(2)
PLUS. . .
  • Up to $3,000 Accidental Death & Dismemberment Insurance
  • Payment Card Protection
  • MyIDMatters SM– an educational website designed to keep you informed of topics associated with personal identity and security fraud.
  • Discounted Gift Cards – Purchase gift cards worth $25 from well-known merchants for friends, family or yourself while enjoying a 5 – 15% discount off the face value of each card.
  • $2,500 Identity Theft Insurance – Members have up to $2,500 in financial compensation for covered expenses incurred in the recovery of their stolen identity.
  • Identity Fraud Support Service – In the event someone steals your identity, you’ll receive guidance in the recovery process from professionals who can help with notifying creditors, organizing paperwork, and more.

Freedom Gold Checking* Features:

No minimum balance requirement$6 Monthly Maintenance Fee
  • An initial deposit of $50 is required to open this interest bearing account
  • Unlimited, free personalized Freedom Gold Checks
  • Overdraft Protection(1) with no transfer fee
  • Cashier’s checks and money orders at no issue charge
  • Notary service and signature guarantees – Free
  • WesBanco Money Card debit card services
  • Free Online Banking, Mobile Banking and Bill Pay(2)

PLUS. . .

  • $10,000 Accidental Death & Dismemberment Insurance
  • $5,000 Identity Theft Insurance – Members have up to $5,000 in financial compensation for qualified expenses incurred in the recovery of their stolen identity.
  • Identity Fraud Support Service – In the event someone steals your identity, you’ll receive guidance in the recovery process from professionals who can help with notifying creditors, organizing paperwork, and more.
  • Everyday Rebate Rewards – Get rewarded by purchasing items you use every day! Send in your receipts, up to $100 every quarter, and we’ll give you 10% back.
  • Everywhere Cash SavingsSM – Saving at your favorite retailers has never been easier! Simply go online and click or print your way to savings. Earn cash back when you shop online or print coupons to use in-store.
  • Destination Savings™ – Your ticket to great discounts at thousands of participating hotels, motels, inns and bed & breakfasts across the nation!

* Upon enrollment, a new account kit containing information about member benefits will be issued to account holder.
(1) You must have a WesBanco Savings account or a second WesBanco Checking account to qualify for overdraft protection. A separate application is required.
(2) Depending on your cell phone rate plan, messaging and Internet browsing charges may be incurred. Please check with your service provider before accessing any Internet sites using your mobile device.

[ Top of Page ]

Financial Calculator

Explore your own financial information in greater detail by using these powerful tools for forecasting and assessing your financial choices.

New Service Quick Find