Mortgage Solutions - Get Prequalified Today.

Mortgage Solutions

Get Prequalified today.

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Build or Renovate

WesBanco Mortgage Solutions offers a variety of financing options for construction and home renovations. Our flexible programs can help you build a new home, renovate an existing home or purchase and renovate at the same time. Our experienced Mortgage Loan Officers will help select the loan that best fits your needs and expectations.

Click here to choose a Mortgage Loan Officer in your area or call our toll free number at 1(800) 905-9043.

Construction to Perm Loans

Streamlined construction to permanent financing to build your dream home. It’s like two loans in one! WesBanco offers up to 12 months for construction with interest-only payments that converts to permanent financing.

  • Competitive rates and terms - down payments as low as 5%1
  • Interest charged only on the outstanding balance during construction
  • Interest rate locked during the construction period
  • Purchase or payoff the lot at closing
  • Available as a jumbo mortgage (larger loan amounts)
  • Loan types: 5/1 ARM, 7/1 ARM, 10/1 ARM, 15/1 ARM or a fixed rate

Rehab Loans

Our in-house Purchase & Renovate program allows one easy step to purchase or refinance your home and remodel at the same time. Now you can have your home and remodel it too!

  • Up to 95% LTV financing - with private mortgage insurance
  • Up to 6 months to complete improvements
  • Lower “interest only” payments during the remodeling
  • One easy closing

Home Equity FlexLine of Credit

Our Home Equity FlexLine allows you to use the equity in your home to help pay for home improvements, college tuition, a dream vacation or just about anything.

  • One time application
  • Easy online transfers from your credit line to your checking account
  • Interest only payments for the 15 year draw period
  • Partition into a fixed rate loan at any time during the first 15 years
  • Ten year principal and interest payback on outstanding balance at the end of the draw period

Freedom Home Improvement Line of Credit

WesBanco’s Freedom Home Improvement Line of Credit is an affordable way to complete your home improvement plans. Whether it’s replacing windows, flooring or painting your house, WesBanco can help with the financing!

  • Revolving line of credit ranging from $1,500 - $20,000
  • Fixed rate with principal and interest payments
  • Two year draw period with 7 year repayment period
  • .100% rate discount for auto debit from a WesBanco checking account
  • Convenient transfers with Online & Mobile Banking to a WesBanco checking account
  • Applicant income and area limits apply2

Plus, be sure to ask about WesBanco’s Perks at Work discount toward closing costs on a NEW residential mortgage!

1Loan-to-Values over 80% are subject to approval of Private Mortgage Insurance.
2Product only available within the Bank’s Assessment Areas. Rates and terms are available upon request. Mobile homes are eligible if they are permanently affixed to the real property owned by the titleholder to the mobile home. Other terms and conditions apply. Subject to credit approval.

For all customer service needs, including a lost or stolen debit card, please click the CUSTOMER SERVICE tab above or contact us at
1 (800) 905-9043.

WesBanco Bank, Inc. is a Member FDIC