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Education & Insights
Whatever stage of life you're in, WesBanco has the resources to help you understand and manage your money. Find calculators, tips and more to help you on your journey.
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Business Financing & Building a Business
Growing a business requires a steady flow of money. Building a business costs money—usually more than you can generate from your operating revenues. It might help to work with an accountant to calculate estimated costs for reaching the next level of development.
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Setting Up Your Business Planner
When it comes to organizing your business structure, you have a lot of options. Learn the differences between sole props, LLCs, and incorporation, then get ready to license your business in the USA.
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Attracting Employees
By knowing what you’re looking for in an employee and providing incentives to attract skilled candidates, you can create a strong team.
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Learn More About Debit Cards
Debit cards are one of the most common forms of payment. There are generally no limits on the number of transactions you can make with a debit card in a single day. However, most debit cards have daily withdrawal limits, though they vary depending on the bank or card issuer.
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Paying Taxes
Whether you're buying a new home, changing jobs, getting promoted, starting a business, or raising children, you'll run into income tax implications. But that doesn't always mean you'll owe more to the federal government.
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Auto Insurance
The truth is that car accidents are expensive, and it's not just the price of fixing a bumper or headlight. Accidents can incur medical bills, repair costs, and even lawsuits and if you're not protected, you could be on the hook for all the costs—especially if you’re the one found at fault.
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Moving Costs – How to Budget for Moving
Moving is a big undertaking, but planning a budget can help make it go as smoothly as possible. When moving, you are working with two main resources: time and money. Where you save on one, you normally will pay more in the other. Keep that in mind as you plan out the financial side of your move.
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See How Much You Should Be Saving for Retirement
It's critical to begin saving for retirement as early as possible; that's because it can take time for your funds to grow. This calculator will allow you to see how much you need to save now in order to enjoy your current standard of living when you retire.
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Certificate of Deposit: How Do CD Accounts Work?
A certificate of deposit (CD) allows you to earn high interest rates by agreeing to leave money in the bank for a specified amount of time.
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Am I ready to retire? Planner
Every individual has a different goal for retirement. This Coach guides you through setting a personal retirement goal and predicts your total retirement savings. It then helps you evaluate whether you're on track to meet your goal.
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Transitioning to Retirement
If you’ll have a pension or you’ve participated in a retirement savings plan where you work, and income from that source is a mainstay of your budget, the ideal solution is having your first retirement payment arrive the month after you receive your last paycheck. That requires making arrangements in advance.
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Professional Help with Your Business
Although it’s tempting to believe you can run a business on your own, it’s usually a good idea to get professional help.