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    What’s Better – 'Buy Now Pay Later' or Credit Cards?

    Are Buy Now Pay Later services (BNPLs) better than simply using your credit card? Let’s take a look.

  • WesBanco Wellness: College Prep Edition

    How Do I Build Credit?

    A good credit score has a major impact on your finances, so it’s important to start out strong. In this Coach session, learn how to build a credit score for the first time or boost an already decent score, and create a plan with options that work for you.

  • WesBanco Wellness: A Series for your Financial Health

    Best Practices for Using a Credit Card

    By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases.

  • WesBanco Wellness: A Series for your Financial Health

    How Credit Cards Work

    Shopping with a credit card is a snap, but shopping for the card that’s right for you is another matter. Ask yourself these questions: Do you pay your credit card bills in full and on time each month? If not, do you spread out repayment over a fairly long period of time? Do you shop primarily at one store, or at many locations? The answers can help you choose a card that will help you use credit at the lowest cost.

  • WesBanco Wellness: A Series for your Financial Health

    How Your FICO Credit Score is Calculated

    Your credit score, also called a FICO score, is an actual number, between 300 and 850. The higher the number, the better: a score of 740 to 799 is considered very good, though the average is closer to 700. FICO is an acronym for Fair Isaac & Co., the company that is responsible for tabulating your credit score.

  • Young woman at a cofee shop holds her phone in one hand and her financial card in another.

    Using Credit

    Loans and credit cards are the types of credit most people use most often. Loans, which let you borrow a lump sum of money, have a longer history. But credit cards, which give you revolving access to a fixed amount of money, called your credit limit, have become a way of life for a majority of people. Revolving access means that as soon as you repay an amount you've borrowed, you can use it again.

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