Education & Insights

Whatever stage of life you're in, WesBanco has the resources to help you understand and manage your money. Find calculators, tips and more to help you on your journey.

Avoiding Inappropriate Investments

It's essential to avoid doing business with dishonest salespeople selling fraudulent investments and those who pressure you for immediate decisions by insisting that an opportunity will evaporate. It's equally important, but it may be harder to decide whether a legitimate investment product is right for you.
WesBanco Wellness: A Series for your Financial Health

Portfolio Building

As logical as it might seem to look for the perfect stock, bond, or mutual fund and make it your investment of choice, that’s not the best approach to meeting your financial goals. No single investment, or type of investments, provides a strong return year in and year out.
Retirement Funds Planner

When you invest in a retirement account, your money will grow until you're ready to retire. But how do you know whether to use a Traditional or Roth retirement account? The Coach session will walk you through both types of accounts and show how your personal retirement savings will be affected by either one.
Individual Retirement Accounts

Individual retirement accounts (IRAs) are tax-deferred, personal retirement plans. You must have earned income to contribute, and you can put money into an IRA whether or not you participate in an employer’s retirement plan.
Money Market Accounts

There are many options for keeping your money safe and earning a little extra from interest. Like a savings account or CD, a money market account (MMA) is a way to earn interest on money that you deposit at a bank or credit union.
Emergency Funds

One of the most effective tools for preventing a large-scale financial disaster is an emergency fund, an amount of money that is set aside to cover unexpected expenses, or to keep you afloat if no regular income is coming in.
WesBanco Wellness: College Prep

50/30/20 Rule

The 50/30/20 rule is a simple rule of thumb for individuals who want a budget that is easy, yet effective, to implement. It offers guidelines for enjoying your income while putting savings on autopilot.
Learn More About Savings Accounts

If you're building an emergency fund, saving for a big purchase, or getting money together to invest, using an insured savings account can put you on the right road. Most banks and credit unions offer a variety of savings accounts.
See how far your salary will get you, in your city!

Not all cities cost the same to live there, so it's important to predict what expenses will change if you move and by how much. The Cost of Living Calculator is a tool that will show you a comparable salary between two different cities as well as how prices may fluctuate for the most common expenses.
WesBanco Wellness: A Series for your Financial Health

Insuring Your Home

Buying a home is never financially easy, especially when you’re young. But one of the things that makes it worthwhile is the fact that—unlike with a rental—the money you spend on it becomes an investment.
Mortgage Types Activity

Not all mortgages are the same, and it's important to understand the benefits and disadvantages of each mortgage type before purchasing a home. This activity will explain each mortgage type individually and provide pros and cons for each one.
How much will my home actually cost?

Because mortgage payments divide the cost of the mortgage into monthly chunks for the length of the loan, it can be hard to assess how much you'll end up paying in total for your home, and with interest, the amount you pay can be a lot more than you'd think. This calculator will help you see how much your home will actually cost you.