How to Maximize the Benefits of Your Business Checking Account

Your business checking account isn’t just a place to store money: it’s a powerful tool that can streamline operations, improve cash flow, and support your growth goals. Unfortunately, many business owners only use their checking account for basic transactions and miss out on features designed to make their financial management easier and more efficient.

Here’s how to get the most out of your business checking account—and how WesBanco’s solutions can help you along the way.

1. Take Advantage of Online and Mobile Banking

Modern business banking goes far beyond the checkbook. Today’s accounts offer secure, digital-first tools that allow you to manage your money from anywhere. With WesBanco Business Online and Mobile Banking, you can:

• View real-time account balances and recent transactions
• Transfer funds between accounts
• Set up account alerts for added security
• Deposit checks remotely using mobile deposit

These features save time and reduce the need for in-person visits, helping you stay focused on running your business.

2. Use Cash Flow Management Tools

Your business checking account can be the foundation for effective cash flow management, but only if you leverage the right tools. With solutions like Treasury Management services, you can:

• Automate accounts receivable and accounts payable
• Schedule bill payments to optimize cash outflow
• Get detailed reporting and analytics for better decision making

By integrating these tools, you’ll maintain better control over your inflows and outflows, ensuring you have cash available when you need it.

3. Monitor Spending and Reduce Risk

A good checking account isn’t just about convenience—it’s about security and insight. Features like customizable alerts and transaction monitoring can help protect your business from fraud.

WesBanco also provides options for multiple authorized users with tiered permissions, so you can delegate responsibilities to employees without sacrificing control.

4. Leverage Your Account for Growth

Your business checking account can do more than manage daily transactions: it can position you for future opportunities. By maintaining a strong banking relationship and consistent account history, you can streamline access to:

• Business credit cards
• Lines of credit
• Long-term financing solutions

WesBanco makes it easy to explore these options when you’re ready to grow.

Subject to credit approval.

Make Your Checking Account Work Harder for You

A business checking account is more than a financial necessity: it’s a tool for growth, efficiency, and security. By using its full range of features, you can simplify your day-to-day operations and focus on building your business.

Ready to get more from your business checking account? Compare WesBanco’s Business Checking Options and find the one that fits your needs.

WesBanco Bank, Inc. is a Member FDIC. WesBanco Trust and Investment Services, a division of WesBanco Bank, Inc., may invest in insured deposits or Non deposit investment products. Non deposit investment products are not insured by the FDIC or any other government agency, are not deposits or other obligations of, or guaranteed by any bank or any affiliate, and are subject to investment risks including the possible loss of the principal amount investment.

Content is for informational purposes only and is not intended to provide legal or financial advice. The views and opinions expressed do not necessarily represent the views and opinions of WesBanco.

While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.

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